Considering a move to Delaware? With its business-friendly climate, walkable cities like Wilmington and Dover, and Rehoboth Beach’s charm, Delaware draws attention. The average cost of living in Delaware is slightly above the national average, yet the state offers unique advantages for families and professionals.
Delaware’s cost-of-living index is 103.5, about 3.5% higher than the national average. Still, accessible home prices, a strong job market, and coastal amenities make it appealing. Here’s a closer look at the average cost of living across housing, utilities, and more.
TL;DR: Average Cost of Living in Delaware 2025
- State Cost-of-Living Index: 103.5 (3.5% above US average)
- Median rent: $1,995 per month
- Median home value: $326,800
- Annual salary for a single adult: $48,743
- Annual salary for a family of four: $111,571
- Median household income: $82,855
- Average preschool/daycare cost: $10,680 each year
- Weekly grocery spend: $246.21
Average Cost of Living in Delaware: 2025 Overview
In 2025, the average cost of living in Delaware is significant for many families. A comfortable lifestyle typically requires an annual salary of $48,743 for a single adult or $111,571 for a family of four. Therefore, residents need to plan budgets carefully.
- Average rent is about $1,995 each month.
- Typical grocery expenses reach $246 weekly, resulting in approximately $12,800 annually.
- Utilities also cost a little more than average in Delaware.
- Healthcare is higher in costs compared to nearby states.
Meanwhile, living expenses can vary between metro areas. For example, Wilmington and Newark generally see higher prices. On the other hand, Dover or Middletown often offer a bit more affordability.
Delaware Housing: How Prices & Rent Compare
Housing costs have a big impact on the average cost of living in Delaware. Delaware’s rental market can be challenging for newcomers.
The average rent is $1,995 per month. Here’s how that compares:
- 25% higher than Pennsylvania ($1,550)
- 25% higher than Virginia ($1,567)
- 33% higher than Florida ($1,500)
- Nearly the same as Maryland ($2,000)
- Lower than New Jersey ($2,409)
However, buying a home is more achievable. The median home value stands at $326,800. This price is 22% below the US median and much more affordable than homes in New Jersey or Maryland.
- 24% below New Jersey
- 21% below Maryland, Virginia, and Florida
If searching for homes near Wilmington’s dynamic business center or the university energy of Newark, expect some premium pricing. Meanwhile, areas like Dover and parts of Sussex County may offer buyers extra value. As a result, Delaware’s housing market suits homeowners seeking an accessible entry point.
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Utilities, Groceries, and Healthcare in Delaware
Utility costs are just above the national norm. The utility index for Delaware is 105.2. As a result, electricity and gas fees may run about 5.2% above average.
Delaware’s utility costs compared to nearby states (percentage above or below the US average):
- Maryland: 10% above
- Pennsylvania: 6% above
- Florida: 2% below
- New Jersey: 2% above
- Virginia: 2% above
Meanwhile, grocery bills are higher in Delaware. The grocery index is 105.9, while the average weekly groceries total $246.21.
For context, nearby states have these grocery costs relative to the US average:
- Maryland: 4% above
- Pennsylvania: 2% above
- Virginia: at the national average
- New Jersey: 5.8% above
- Florida: 4% above
On the other hand, transportation expenses in Delaware are lower. The transportation index is 95.8, meaning costs are about 4.2% below the national average. This helps offset other higher expenses for many commuters.
Healthcare is the area with the most pressure. Delaware’s healthcare index is 112.2, or 12.2% above national norms. It is higher than in Virginia or Florida and nearly matches costs found in Maryland and New Jersey.
Income and Job Market in Delaware
The average salary in Delaware meets or beats the needs of many residents. The median household income is $82,855, which provides a helpful cushion against rising costs.
Required annual salary:
- $48,743 for a single adult
- $111,571 for a family of four
Peer state incomes for comparison:
- Maryland: $90,203
- Pennsylvania: $68,957
- New Jersey: $101,050
- Virginia: $81,947
- Florida: $63,400
Employment opportunities — especially in Delaware’s urban and northern corridor — also help residents keep pace with the average cost of living in Delaware.
Is Delaware Worth the Cost?
Overall, Delaware provides a strong quality of life for many. Homeowners benefit the most from its accessible real estate market and stable local job scene. However, renters may see fewer deals due to elevated monthly rents.
Meanwhile, residents enjoy easy coastal access, short commutes, and plenty of local events. On the other hand, healthcare and grocery spending remain real considerations for household budgets.
Regional Tips
Planning a relocation? Delaware’s cities and regions offer unique lifestyles:
- Wilmington: A vibrant business and finance hub with higher pricing on most expenses.
- Newark: A lively college town with plenty of student and tech jobs.
- Dover: A relaxed, mid-sized capital with stable jobs and a slower pace.
- Southern Delaware (Rehoboth, Lewes): More expensive, but delivers classic coastal charm.
Therefore, those looking for savings may find Dover or Middletown most attainable. As a result, local flavor and affordability can vary widely within the state.
Final Thoughts on Delaware’s Cost of Living
In 2025, the average cost of living in Delaware sits between high-cost neighbors like New Jersey and smarter-budget options like Pennsylvania or Virginia. As a result, home buyers find Delaware especially welcoming. However, renters and healthcare-conscious families face some steeper bills.
Overall, Delaware delivers a balanced lifestyle that rewards careful budgeting and strategic choice of region.
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FAQs About Delaware’s Cost of Living
Is Delaware expensive compared to other states?
Delaware is 3.5% more expensive than the national average. It is costlier than Pennsylvania and Virginia, but cheaper than New Jersey and Maryland.
What’s the average rent in Delaware?
The average rent in Delaware is about $1,995 per month. That is higher than most neighbors except New Jersey and Maryland.
Is it better to own or rent in Delaware?
Owning is more cost-effective for most people. Home prices are 22% below the US median, while rents remain high.
How much does a family of four need to live comfortably in Delaware?
A family of four needs at least $111,571 each year to cover key expenses.
Which Delaware areas have the lowest average cost of living?
Towns such as Dover and Middletown stand out for their lower living expenses. They also offer more affordable homes, making them some of the most budget-friendly areas in Delaware.
