Are you thinking about moving to South Carolina? This state offers vibrant cities like Charleston, Greenville, and Columbia. Moreover, it has a diverse economy and plenty of lifestyle benefits.
In 2025, the average cost of living in South Carolina is about 9% below the national average. Therefore, it remains attractive for many looking for affordability. Let’s take a closer look at what you can expect in terms of housing, utilities, groceries, and more.
TL;DR: Average Cost of Living in South Carolina 2025
- Cost-of-living index: 95.9 (around 9% lower than the national average)
- Median rent: $1,816 per month (affordable housing options)
- Home prices: $295,000 to $390,000 (lower than most neighboring states)
- Utilities: $450 to $460 monthly (typical costs)
- Groceries: About $254 per week (manageable food expenses)
- Individual healthcare premiums: Approximately $600 per month
- Average annual salary: Approximately $48,827
- Required household income: About $46,220 per year (to live comfortably)
What is the Average Cost of Living in South Carolina in 2025?
Living in South Carolina is a good option if you want affordability without sacrificing quality. On average, a household needs about $46,220 per year to live comfortably. The state’s average salary is near $48,827 annually. While this is lower than in neighboring states, lower living expenses help balance things out.
Here are the key monthly expenses to consider:
- Rent averages $1,816, varying by location.
- Utilities cost between $450 and $460 per month, cheaper than in nearby states.
- Groceries total about $254 per week, among the lowest in the region.
- Fuel costs average $3.11 per gallon, with affordable public transit options.
- Healthcare premiums run around $600 per month for individuals.
Housing and Rental Market in South Carolina
South Carolina’s housing market plays a major role in the state’s overall cost of living. Rent averages about $1,816 monthly, which is competitive for the Southeast. Median home prices range from $295,000 to $390,000, generally lower than in nearby states.
When comparing South Carolina to its neighbors:
- Georgia homes cost 5-10% more.
- North Carolina homes run 10-15% higher.
- Florida homes cost 10-15% more.
- Texas offers prices similar to South Carolina’s lower range.
- Rent is 4-10% lower than in Georgia and North Carolina but slightly above Texas.
Charleston stands out with higher prices due to coastal demand. Greenville and Columbia remain more affordable. These cities attract families and professionals.
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Utilities and Other Living Expenses in South Carolina
Utility bills in South Carolina are notably affordable. The average monthly cost is $450-$460. This is much less than Georgia and North Carolina, where bills are near $606 and $608 respectively.
A closer look at utility costs:
- South Carolina: $450-$460
- Georgia: $606 (30% higher)
- North Carolina: $608 (30% higher)
- Florida: $550 (15% higher)
- Texas: $550-$600 (15-30% higher)
Groceries cost about $254 weekly. This helps keep food expenses manageable. Transportation costs are also attractive; fuel is around $3.11 per gallon, and monthly transit passes cost about $70.
Healthcare premiums average $600 monthly for individuals. This rate competes well with Florida and Texas and is better than North Carolina and Georgia.
Income and Job Market in South Carolina
The average salary in South Carolina is approximately $48,827 per year. To maintain a middle-class lifestyle, households need around $46,220 annually. Salaries are lower than in Georgia, North Carolina, Florida, and Texas, but living costs are more affordable too.
Regional salary comparison:
- South Carolina: $48,827
- Georgia: $52,000 – $54,000
- North Carolina: $52,948 – $128,000 (varies by profession)
- Florida and Texas: Generally higher because of diverse economies
Is South Carolina’s Living Cost Worth It?
If you want your money to stretch, South Carolina is worth considering. Housing, utilities, and childcare costs are significantly lower here. Although salaries are lower, expenses balance that gap. You also get access to plenty of amenities, job opportunities, and beautiful outdoor spaces.
Regional Insights
- Charleston offers coastal living with plenty of jobs.
- Greenville is growing fast thanks to the tech and manufacturing industries.
- Columbia is the capital city and an education hub.
Each city has its unique benefits. Plus, childcare costs here are lower than in many neighboring states, which helps families save.
Final Thought on South Carolina’s Cost of Living
In 2025, South Carolina stands out as one of the most affordable Southeastern states. It outperforms many neighbors when it comes to housing, utilities, and groceries.
While salaries lag behind regional peers, the lower cost of living helps residents maintain a good quality of life. This makes South Carolina a smart choice for those seeking value and comfort.
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FAQs
Is South Carolina expensive to live in?
No, South Carolina’s cost of living is about 9% below the national average, making it one of the more affordable Southern states.
What is the average rent in South Carolina?
The average rent in South Carolina is approximately $1,816 per month, generally lower than Georgia and Florida but slightly above Texas averages.
How do South Carolina home prices compare regionally?
Median home prices range from $295,000 to $390,000, about 5-15% lower than neighboring Georgia and North Carolina, and considerably less than Florida.
What is the average salary in South Carolina?
The average annual salary in South Carolina is around $48,827, with a required household income of about $46,220 to maintain a middle-class lifestyle.
Are utilities and groceries cheaper in South Carolina?
Yes, South Carolina's utilities average $450–$460 monthly, significantly less than peer states. Grocery costs are about $254 weekly, among the lowest regionally.
