Considering a move to Virginia? With its rich history, varied landscapes, and bustling job centers, Virginia has something for everyone. However, many newcomers wonder: What is the average cost of living in Virginia compared to other states?
In 2025, the overall average cost-of-living index in Virginia is about 104, which sits just above the national average. This makes Virginia more expensive than its southern neighbors, but it still blends affordability with opportunity. Here’s a closer look at expenses across housing, utilities, and more in Virginia.
TL;DR: Average Cost of Living in Virginia 2025
- Cost-of-living index: average 104 (regional range from 100.7 to 109)
- Average cost of living in Virginia for comfort: Required salary ~$107,000 per year
- Median rent (1-bedroom): $1,461 per month
- Median home price: $390,000–$396,356 statewide (up to $770,000+ in Arlington)
- Utilities: $250–$300 per month
- Average grocery costs: $366 per month per person
- Healthcare: $8,434 per year
- Daycare/preschool: $10,000–$12,000 per year
Understanding the Average Cost of Living in Virginia
The average cost of living in Virginia is moderately above the US average. As a result, a comfortable salary starts at around $107,000 for a single adult. Meanwhile, this amount is noticeably lower than in Maryland but higher than in states like North Carolina and Tennessee.
Living expenses in Virginia depend on the region. For example, Northern Virginia and coastal cities are more expensive. On the other hand, areas like the Shenandoah Valley or Southwest Virginia offer better value. Therefore, it helps to compare each locality. Here’s what a typical monthly budget looks like:
- Housing (1-bedroom): $1,461 across Virginia; up to $2,500 in Arlington
- Utilities: $250–$300
- Groceries: $366
- Transportation: $117–$150
- Healthcare: $700
- Childcare (if needed): $833–$1,000
Most residents will find the largest expenses in urban regions or close to the DC metro. However, there are more budget-friendly options if you look beyond these hot spots.
Housing and Rental Market in Virginia
Virginia’s housing market takes the biggest bite out of most budgets. The statewide average rent for a one-bedroom apartment is $1,461 per month. However, in cities like Arlington, rent may easily reach $2,500.
The median home price statewide hovers near $390,000–$396,356, while top-tier markets average $770,000 and up.
Direct state-by-state comparisons highlight how Virginia’s housing costs stack up:
- Compared to Maryland: Virginia rents are 13% lower; home prices are about 10% lower.
- Compared to North Carolina: Virginia rent is 11–20% higher; home prices are 10–15% higher.
- Compared to Tennessee: Rent is 21% higher; home prices can be up to 35% higher.
- Compared to Georgia: Rent is 5–15% higher; home prices are about 10–15% higher.
- Compared to Pennsylvania: Both home prices and rents are moderately higher in Virginia.
For example, Northern Virginia cities like Arlington and Fairfax have the highest prices. Meanwhile, Richmond and Virginia Beach combine urban life with more reasonable housing. On the other hand, Roanoke and Lynchburg offer much lower costs for both buyers and renters.
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Utilities and Other Living Expenses in Virginia
Utility costs are another key part of the average cost of living in Virginia. Residents typically pay $250–$300 each month for utilities, including electricity, water, and trash.
Virginia’s utility pricing compared to neighboring states:
- Maryland: 5–10% higher than Virginia
- North Carolina and Tennessee: 15–30% lower than Virginia
- Georgia and Pennsylvania: Slightly lower or near Virginia’s rates
Additionally, groceries in Virginia cost about $366 monthly per person. For example, that is 10–18% higher than in Tennessee and slightly above North Carolina. However, Maryland is just a bit pricier.
When it comes to transportation, costs reach approximately $1,404 yearly, especially for those with long commutes in Northern Virginia and Richmond. Therefore, Virginia’s transport expenses are 15–20% above those of North Carolina and Tennessee, but still 10% under Maryland’s.
Healthcare brings more variation. Virginia residents spend about $8,434 each year, similar to those in Maryland, but higher than in Tennessee.
Job Market & Income in Virginia
Therefore, to live well in Virginia, a single person needs an average salary of around $107,000. This salary covers not just housing but all essential costs. Although this is lower than in Maryland, it is $15,000–$30,000 more than what’s needed in North Carolina, Tennessee, or Georgia.
Virginia’s job market is a major draw. Many professionals move here for opportunities in technology, government, and the military. For example, in places like Tysons Corner, Arlington, and Norfolk, high-paying jobs help offset living expenses.
Is the Average Cost of Living in Virginia Worth It?
Virginia stands out for its balance. While more expensive than southeastern states, it is more affordable than DC or New York. As a result, Virginia offers top-ranked schools, good commutes outside the densest metros, and plenty of outdoor spaces.
Meanwhile, states like North Carolina and Tennessee offer cheaper homes. However, Virginia provides a distinct lifestyle and job opportunities that attract many families and professionals.
Regional Insights and Relocation Tips
Northern Virginia areas, such as Arlington and Fairfax, suit high-income professionals seeking convenience. Richmond and Virginia Beach appeal to those wanting city life without top-tier costs.
As a result, places like Charlottesville, Fredericksburg, and the Shenandoah Valley are great picks for affordable living with easy metro access.
- Consider public transit or carpooling to save on commuting.
- Always compare school and childcare options if relocating with children.
- Explore rural regions for the best housing bargains.
Final Thought on Virginia’s Cost of Living
In summary, the average cost of living in Virginia is moderately high in 2025. However, the state offers a special mix of job prospects, lifestyle, and location. Therefore, while some may find cheaper housing elsewhere, Virginia remains a top choice for those seeking career opportunities and a well-rounded life.
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FAQs
What is the average cost of living in Virginia for a single person in 2025?
For one adult, around $107,000 per year is needed for a comfortable lifestyle.
How much does average rent in Virginia cost?
A one-bedroom averages $1,461 per month statewide, with higher pricing in major cities.
Is the average cost of living in Virginia lower than Maryland?
Yes. Housing and rent in Virginia are about 10–13% lower than Maryland.
Which areas offer the best value?
Roanoke, Lynchburg, and Southwest Virginia regions are the most affordable for housing.
How does Virginia compare to nearby states?
While Virginia’s average cost of living is higher than in North Carolina and Tennessee, it is lower than Maryland and major metro areas in the Northeast.
