Considering a move to Idaho? With its scenic landscapes and growing economy, it’s no surprise that more people are exploring life here. The average cost of living in Idaho in 2025 is about 11% above the national average. Therefore, a household needs roughly $75,000 annually to live comfortably.
Here’s a closer look at what you can expect across housing, utilities, groceries, and other key expenses. Meanwhile, we’ll compare Idaho to nearby states to give you a clear picture.
TL;DR: Average Cost of Living in Florida 2025
- Cost of Living Index: ~11% above US average
- Median Rent: $1,851/month
- Median Home Price: $467,000–$500,000
- Required Salary: $75,000/year
- Utilities: $495/month (lowest in the US)
- Groceries: $10,200+ per year
- Transportation: $3.30/gallon fuel; higher commute costs
- Childcare: $9,630/year for infants
Understanding the Average Cost of Living in Idaho
The average cost of living in Idaho varies by region but centers around $75,000 for a middle-class lifestyle. For example, in Boise, housing and job opportunities balance well. However, rural areas offer lower rents but fewer employment options.
Monthly expenses include:
- Rent: $1,851 on average
- Groceries: Over $850 monthly
- Utilities: $495, thanks to cheap hydropower
- Transportation: Higher due to long commutes
As a result, budgeting for gas and car maintenance is essential. In addition, healthcare costs are only 1% above national levels.
Housing and Rental Market in Idaho
Housing in Idaho presents a mixed picture. On one hand, prices are lower than in Washington or Colorado. On the other hand, they’ve risen faster than incomes in recent years.
Average rent is $1,851 per month. Meanwhile, median home prices range from $467,000 to $500,000. This is slightly below the national median.
Compared to peer states:
- Utah: Rent is nearly the same; homes are 12–16% more expensive
- Montana: Rent is 2.6% higher; home prices vary widely
- Wyoming: Rent is 24.4% cheaper; homes are generally more affordable
- Washington: Rent is 34% higher; homes cost 53% more
- Colorado: Homes are 14% pricier; rent is also higher
Boise and Meridian see the most demand. However, cities like Idaho Falls and Twin Falls offer better value. Therefore, consider location carefully when relocating.
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Utilities and Daily Living Expenses in Idaho
Idaho enjoys the lowest utility costs in the nation. The average monthly bill is $495. This is due to abundant hydropower and mild weather.
In comparison:
- Utah: $346/month (30% lower)
- Montana: $650–$800 (higher due to cold winters)
- Wyoming: ~$400/month
- Washington & Colorado: 4–14% below the national average, but still above Idaho
Groceries cost about $10,200 annually—25% above the US average. For example, Boise residents spend more on food than those in Salt Lake City.
Transportation costs are moderate. Fuel averages $3.30/gallon. However, longer commutes increase overall spending. In addition, vehicle maintenance can be costly in remote areas.
Healthcare is slightly above average. Employer-sponsored plans cost about $497/month. Meanwhile, Montana faces 20%+ premium hikes, making Idaho a more stable option.
Income and Job Market Overview
Median household income in Idaho is $75,000. This matches the salary needed for a comfortable life. Therefore, the state offers a solid financial balance.
Other regional incomes:
- Utah: $61,000–$75,000 (varies by metro)
- Montana: $72,000
- Wyoming: $75,000
- Washington & Colorado: Higher, but so are living costs
Boise’s tech sector drives job growth. Meanwhile, healthcare and education also offer strong opportunities.
Is the Average Cost of Living in Idaho Worth It?
Yes. Despite higher grocery and transportation costs, Idaho delivers value. Its low utilities and housing prices offset these expenses.
For example, families save significantly on energy bills. Also, childcare is more affordable than in Washington ($20,000) or Colorado ($21,000). Idaho’s average is $9,630—nearly half.
Therefore, for those prioritizing long-term affordability, Idaho makes sense. On the other hand, those used to urban amenities may find adjustments necessary.
Regional Insights and Relocation Tips
Boise offers the most jobs, but with higher housing demand. Meanwhile, Coeur d’Alene provides lake access and moderate costs.
Idaho Falls and Twin Falls are more affordable. They also have growing local economies. Therefore, they’re ideal for remote workers.
When relocating:
- Consider commute times—they impact fuel and maintenance costs
- Compare utility rates across providers
- Research school districts if you have children
Also, explore local job markets before committing.
Final Thoughts on Idaho’s Average Cost of Living
The average cost of living in Idaho in 2025 is moderate compared to regional peers. It’s more affordable than Washington and Colorado, especially in housing and utilities. However, groceries and transportation are above average.
Therefore, Idaho strikes a balance. It offers economic opportunity, natural beauty, and manageable expenses. For many, this makes it a smart long-term choice.
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FAQs About Idaho’s Average Cost of Living
What is the average rent in Idaho?
The average rent in Idaho is $1,851 per month for all property types.
Is Idaho expensive compared to nearby states?
Idaho is more affordable than Washington and Colorado but costlier than Wyoming and Montana.
How much income do I need to live comfortably in Idaho?
A middle-class lifestyle in Idaho typically requires around $75,000 per year.
Are utilities affordable in Idaho?
Yes. Utilities in Idaho average about $495 per month, among the lowest in the US.
How do Idaho home prices compare nationally?
Idaho’s home prices are slightly below the national median, ranging from $467,000 to $500,000.
